How to Void a Check And Protect Your Bank Account

how to write a voided check

Some businesses have “void after 90 days” pre-printed on their checks. If you mess up writing a check, then you’ll want to void the check you already wrote on and start over again. This can happen if you accidentally write the wrong amount on the check, or if you write the wrong name down for the https://www.kelleysbookkeeping.com/ recipient. When you void a check, it can’t be used as a check, meaning it can’t be deposited. Usually, a check is a document you sign to allow the recipient to withdraw the amount you specified from your bank’s checking account. Voiding the check makes the recipient unable to do this anymore.

How long can a check be cashed if its not voided?

how to write a voided check

Plus, it’s easy and quick to get started with Current — the sign-up process can take as little as two minutes. In the other states, the program is sponsored by Community Federal Savings Bank, to which we’re a service provider. Find out what ACH stands for, what it can be used for, and the pros and cons of ACH transfer.

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  1. The only way to stop the check from being cashed or deposited is to request a stop payment from your bank, which may involve a fee.
  2. You can either turn the photo into an encrypted file that can only be unlocked using a password you set or create a link to the file in a protected folder.
  3. This can happen if you accidentally write the wrong amount on the check, or if you write the wrong name down for the recipient.
  4. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

How to Void a Check You Already Wrote

Many companies have no trouble reissuing a check if not more than a year https://www.kelleysbookkeeping.com/form-8829-instructions/ or two has passed since the original date specified in the check.

Don’t cover up the routing or bank account number at the bottom of the check when voiding it. Those numbers are necessary for identifying your bank account to send or receive payments. Even though voided checks are still a thing, not everyone has blank checkbooks lying around in 2023.

In lieu of a voided check, you may also be able to provide documents such as a direct deposit slip that can provide the key financial information for the transition. If you’re unable to provide a voided check, or if your bank doesn’t offer paper checks, there are alternative methods to set up a direct deposit or an electronic payment. A voided check looks like every other check in your checkbook with one major difference, it has the word “void” written across its face in large block letters. By writing “void” across a check, it will no longer be valid for depositing or cashing at any financial institution.

For the past 52 years, Harold Averkamp (CPA, MBA) has worked as an accounting supervisor, manager, consultant, university instructor, and innovator in teaching accounting online. He is the sole author of all the materials on AccountingCoach.com. Balancing a checkbook and keeping track of all your expenses are great ways to start on the path to budgeting. Get started with a step-by-step guide, and take control of your money. However, fees for canceling a check payment may still apply. If you don’t have your checkbook readily available when requested, here are some alternatives you can provide that will have the same information as a check.

FinanceBuzz has partnered with CardRatings for our coverage of credit card products. FinanceBuzz and CardRatings may receive a commission from card issuers. analyzing a bank’s financial statements Another solution is to visit a branch and ask for a “counter check.” The teller might be able to print a check with your account information on it.

To write a void check you will first need to obtain the check that you want to void or take a new check from your checkbook. Next, you will need to write the word “void” across the face of the check in large block letters. In most cases, you should use blue or black ink to write “void”. Current offers convenient perks like no hidden fees, mobile check deposit, and overdraft protection for eligible users. You can also set up direct deposit easily through the Current app and receive your paycheck up to two earlier than you might with a traditional checking account. The easy way to do this is to write “void” in big letters so that it covers most of the check.

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